Do You Have Insurance For Your Holiday Gadgets?

These days, when people go on a trip away they’re probably far more likely to take their iPad or portable DVD player with them instead of a dog-eared holiday book. And while technology has made it easier for us to keep ourselves well entertained while on long journeys, you could be setting yourself up for a fall where your back pocket is concerned if you’re not especially careful.

If you’re not planning on using luxury coach hire in Sheffield to take you from A to B, and instead intend to take your own car with you when you go overseas you’d be wise to check your car insurance policy to make sure you know what you’re covered for and what you’re not.

Before you do set off on your jollies, just go over your policy to put your mind at ease. You might find that you’ve got enough cover in place but chances are that if your vehicle is broken into and your possessions stolen, you won’t have sufficient to cover the costs of everything that was taken.

It might be a better idea to add items onto your house insurance policy instead because you can arrange personal possessions cover that will pay out if belongings go missing or are stolen when you’re away from the home.

And, of course, it pays to be particularly careful with your car and your possessions when in a foreign country. Always make sure that you lock your car when leaving it unattended and don’t leave any valuable items on display in the vehicle. Either put them in the boot, take them with you or lock them up in the glove compartment.

Before planning your holiday, it might be worth looking to see which countries are the most prone to theft from holidaymakers as this could affect your decision about where to go. Sun Online has come up with a ranking of the 20 most popular travel destinations for Brits based on the latest World Economic Forum Travel and Tourism Competitiveness Report, which could prove helpful in this regard.

Interestingly, the United Arab Emirates came top of the list as the safest place, followed by Portugal, Spain, the Netherlands, Ireland, Australia, Canada, Cyprus and Poland. This was followed by German, Greece, France, Italy, the UK, the US, Cape Verde, Bulgaria, Mexico, Turkey, Thailand and Egypt.

Certain crimes are more likely in other places, however, so bear this in mind as well. In Portugal, for example, handbag snatching, pickpocketing and theft from both cars and holiday properties are common in popular tourist hotspots. And in Spain, street crime can be problematic – although Spain is still considered to be one of the safest places to go in Europe… and it’s certainly been a very popular one for Brits going abroad for many years now.

Wherever you go, though, you do need to be a bit cautious and keep your wits about you if you want to come home with everything you took away with you.